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Setting up of Agri-Clinics and Agri Business Centres

With the diversification and modernization of agricultural practices, there is need to augment support and extension services for agriculture. The Hon’ble Finance Minister in his budget speech for the year 2001-02 had desired that Banks should extend loans on attractive terms for setting up these centers. Accordingly, Cauvery Kalpatharu Grameena Bank is happy to announce that the Bank will be extending finance to Agri-Clinics and Agri Business Centers.

Objectives:

To supplement the efforts of Government Extension System.

To make available supplementary sources of input supply and services to needy farmers.

To provide gainful employment to agriculture graduated in new emerging areas in agricultural sector.

What is Agri-clinic?

Agriclinis are envisaged to provide expert services and advice to farmers on cropping practices, technology , dissemination, crop protection from pests and diseases, market trends and prices of various crops in the market and also clinical services for animal health etc which would enhance the productivity of crops/animals.

What are Agri-Business Centres?

Agri Business Centres are envisaged to provide input supply, farm equipments on hire and other services

Eligibility :

Agricultural Graduates.

Graduates in subjects allied to agriculture like horticulture, animal husbandary, forestry, dairy, veterinary, poultry farming, pisciculture, and other allied activities.

Project Cost and Coverage:

Project can be taken up either individually or on joint/group basis.

		The outer ceiling for the project by.
		Individuals - Rs 10 lakhs Groups - Rs 50 lakhs

Period of Loan:

5 to 10 Years. May include grace period of 2 years to be decided by the Bank.

All other Terms and Conditions, procedure, rate of interest, as applicable to normal project lending will also be applicable to financing of agri-clinics and agri-business centers.

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