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| TRANSACTIONS CHARGES AT BRANCHES |
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A) Outward/inward collection of Instruments |
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OUTSTATION CHEQUE AMOUNT |
SERVICE CHARGES TO BE COLLECTED |
| 1 |
Less than Rs.10000/- |
Not exceeding Rs.50/- per instrument PLUS SERVICE TAX |
| 2 |
Rs.10000/- to Rs.1,00,000/- |
Not exceeding Rs.100/- per instrument PLUS SERVICE TAX |
| 3 |
Rs.1,00,001/- and Above |
Not exceeding Rs.150/- per instrument PLUS SERVICE TAX |
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( ABOVE CHARGES WILL BE INCLUSIVE OF POSTAGES) |
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REMITTANCES |
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A)Banker’s cheque |
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| upto Rs.1000 |
Rs.20/- |
| From Rs.1001 to 5000 |
Rs.30/- |
| From Rs.5001 to 10000 |
Rs.50/- |
| From Rs.10001 to 1 lac |
Rs.1.75 per thousand or part thereof
(minimum Rs.50/-) |
| Over Rs.1 lac |
Rs.1.25 per 1000 or part thereof
(minimum Rs. 175) |
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NOTE: 30% over and above prescribed rates will be charged for remittances above Rs.5,000/- against tender of cash in denomination below Rs.100/-and Non – Account holders. |
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B)Demand Draft Issue charges: |
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| For cash |
Rs.1.75 per thousand Minimum Rs.30/-Maximum Rs.6000/- |
| For non-cash (through account) |
Rs.1.25 per thousand Minimum Rs.30/-Maximum Rs.6000/- |
Cancellation / Revalidation
of Bankers cheque / DD |
Rs.40/- per instrument. |
issue of duplicate
DD/Bankers’ cheque |
Rs.60/- per instrument. |
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CREDIT PROPOSALS |
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A) PROCESSING CHARGES ON ADVANCES (FOR FRESH ACC/CKCC/DL(SBF, RURAL ARTISANS)/C.CR(SBF/RA/SSI)) |
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Excluding Gold Loan/Deposit loan/loans on KVP/NSC/LIC |
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| Upto Rs.25,000/- |
- NIL – |
| Rs.250001/- to Rs.2.00 Lakhs |
Rs.500/- |
Above Rs.2.00 Lakhs
maximum Rs.10.00 Lakhs |
Rs.500/- per Lakh or part there of |
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B) Evaluation fee/Service Charges (A.T.L. AND Term Loans only) |
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| Upto Rs.25,000/- |
- NIL – |
All loans exceeding
Rs.25,000/- |
1.00% of the limit sanctioned as One Time Measure. |
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| a)Public house building advance |
At 0.50% with a maximum of Rs 10,000/- |
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This is in addition to Documentation Charges |
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c) Documentation charges(All loans except Deposit Loans) |
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| Up to Rs.25000/- |
0.10 paise percent of the loan amount sanctioned
with a minimum of Rs.10/- per account |
| Above Rs.25000/- |
0.25 paise percent of the loan amount sanctioned
with a maximum of Rs.5000/- per account |
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d) Inspection charges |
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Deposit loans, Gold Loan, Loans on
NSC/KVP/LIC,SGSY accounts, and Advances uptoRs.25,000/-
under priority sector. |
No inspection charges |
All non-priority sector loan with accounts limit above Rs.5000 but upto Rs.25,000 except gold loans,
deposit loans, Loans on NSC,
KVP,LIC and staff loans. |
All non-priority sector loan with maximum of Rs.125/- per year. |
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| Limits above Rs.25,000 to 2,00,0000 |
Rs.50/- per inspection, subject to a maximum of Rs.250/- per year |
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(IMP: Total liability concept should be adopted for arriving at the correct slab rate) |
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| Above Rs.2.00 lacs |
Rs.125/- per inspection with a maximum of Rs.1,500/- per annum per borrower. |
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e) Issuing of No Due Certificate/No Objection Certificate |
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Other than priority sector
Advances only |
Rs.100/- per certificate |
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f) Issue of Bank Guarantee |
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| Performance Guarantee and Financial Guarantee |
Rs.125 plus 0.75% per quarter or part there of (minimum 1.5% on the amount of Bank Guarantee). |
| NOTE: Rs.125 plus 30% of the charges at the prescribed rate for 100% cash margin. |
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g)Issue of Chequebook (All A/Cs) |
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a) SB Accounts i) 25 leaves free to personal SB A/C per year
ii) Above 60 leaves Rs.2.50 per leaf
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b) Current A/Cs., CCR, OD A/Cs. i) No concession / free leaves
ii) Rs. 2.50 per leaf to be debited while issuing the cheque book itself. |
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h) Closure of account |
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| Cur.A/c. / SB |
Charges of Rs.250/- for individual, Rs. 1000/- for Companies if closed within 6 months.
Rs.150/- for sindividual, Rs.500/- for Companies of closed after 6 months. |
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Penalty for non-maintenance of minimum balance |
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| Savings Bank A/c. |
Rs.15/- per half year at rural centers or Rs.30/- per year Rs.30/- per half year at all other center or Rs.60/- per year. |
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| Current Account |
Rs.125/- per half year or Rs.250/- per year |
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i)Stop Payment Instruction : |
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Rs. 50/- per instrument upto 3 leaves.
Range of Cheques Rs. 200/-
Rs. 125/- per cheque book |
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j)Standing Instruction : |
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SAFE DEPOSIT LOCKERS |
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Rent |
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SIZE |
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Rent per Year for Metro/Urban |
Semi Urban/Rural |
Small |
Up to 1000 cubic inches |
1000 |
750 |
Medium |
1001 to 2000 cubic inches |
2500 |
1500 |
Large |
2001 to 4000 cubic inches |
4000 |
3000 |
Extra large |
Above 4000 Cubic inches |
6000 |
5000 |
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For other items contact your nearest branch |
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